Landlord Insurance
Serving Central New Jersey
Income property policies also known as landlord policies help to protect landlords with non-owner properties. Sharer & Associates can help protect landlords, ranging from single-family homes to our four-family rental units.
What you need to know about landlord's insurance
Landlord insurance coverage options
Landlord insurance discounts & savings
At Sharer & Associates, we provide quality, affordable insurance to the residents of Millstone Township, Monroe Township, Manalapan, Freehold, East Windsor, Hightstown, Jackson, Hamilton, West Windsor, Princeton, and all of Central NJ.
What you need to know:
Trust Sharer & Associates when we suggest that if you own a four family unit or smaller, then you will need a homeowner’s policy! We guarantee that this policy will help you save money, and provide you with higher personal property limits. Call us today to find out more about how to protect yourself and your property!
You will need an income landlord policy if you own a four family unit or smaller and do not occupy the unit, because a standard homeowner’s policy will not properly cover and protect you. Landlord insurance is specifically designed for property that is used for revenue. Sharer & Associates knows how important right protection and coverage is to landlords, and that’s we’ve compiled a list of four questions to mull over when thinking about purchasing rental property insurance:
- Usually, an income property policy is more expensive than homeowner policy because the property is occupied by non-owners, creating a higher risk factor.
- Your rental property can put you at risk of a lawsuit. You need to consider what kind of protection you have against liability claims, include liability and excess liability coverage’s.
- What happens if there is damage to your rental property? How much would it cost to rebuild and repair your property?
- Are your tenants covered? At Sharer & Associates, we urge our landlords to require tenants to purchase a renters or tenants insurance policy -- that way everyone is protected and problems and disputes are minimized.
To find out more information or to begin saving today, call Sharer & Associates at 732-446-4919 or submit a request for a free landlord insurance quote right on our website!
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Landlord insurance coverage options:
Included in a landlord’s policy is coverage for special risks that landlord’s face. The following four options are available for income property insurance:
- Fair Rental Income
- Liability Protection
- Medical Payments Coverage
- Personal Property Protection
Additional coverage includes the following five options:
- Building Codes
- Burglary Protection
- Excess Liability Coverage
- Satellite Dish Antennas & Systems Protection
- Vandalism Coverage
It’s always better to be safe than sorry! Even if you have a landlord’s policy, make sure you call Sharer and Associates to find out if you are getting the best coverage and protection. Or fill out a free quote request today.
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Landlord insurance discounts & savings:
Sharer and Associates offers two kinds of savings plans:
- Multiline Policy Discount
- Claim-free Discount
Make sure that you call us today (732-446-4919) to find out how to get protected, or submit a free landlord insurance quote request online.
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