TEENAGE AUTO INSURANCE

Can car insurance for teenagers be affordable?

So, you’re wondering about insurance for teens. You’re thinking cheap car insurance for teenagers can’t possibly exist. You’re thinking high-risk car insurance must spike your rates. Well, before you start thinking about car insurance rates for your teenager driver, you should know about some other important rates...

Some National Teen Driver Statistics
Source: The Centers for Disease Control and Prevention. http://www.cdc.gov/Motorvehiclesafety/Teen_Drivers/teendrivers_factsheet.html

Before you hand over the car keys to your teenager, know the facts. Auto accidents are the leading cause of death for young drivers ages 15 to 20, according to the Centers for Disease Control and Prevention. Even more alarming, they found that each year, nearly 5,000 teens are killed in motor vehicle crashes and nearly 375,000 are injured. And while young people ages 15-24 represent only 14% of the U.S. population, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28% ($7 billion) of the total costs of motor vehicle injuries among females.

These statistics can drop dramatically with a little education and preventive measures. For instance, since it has been shown that newly licensed teen drivers are the group that has the highest accident rates, many states including New Jersey have started a graduated licensing program. Think of it like adolescence… the older you get, the more you're allowed to do. With a graduated driver license, new drivers have limited driving privileges that extend to full privileges as drivers mature and develop their skills.

Sharer and Associates is committed to providing this much needed information like this to keep our teens safe on the road. Tools, expert advice and the information parents need are available 24 hours a day. And all these resources won’t cost you an arm and a leg when you take advantage of our car insurance for teenager drivers. While you may be accustomed to thinking that car insurance for teens drives up your auto insurance rates, we are here to show you that’s not the case. With some of the most competitive auto insurance rates for young drivers in the industry, we help you save carloads of money even with the addition of young operators to the policy.

Fortunately, the cost of teen auto insurance doesn’t have to break the bank, or cause unnecessary stress. You can get dependable, affordable auto insurance for teenagers with Sharer and Associates’ discounts. Best of all, we can help you can learn how to help your teen be a smarter, safer driver. Contact us today to find out how to keep your teen driver safe, how to lower their auto insurance, and where to find additional information and resources.